ANIMAL LIABILITY
We offer Animal Liability Insurance for individuals and businesses that own or work with animals, particularly those that could pose a risk to others.
This includes:
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Pet Owners – Especially those with large breeds, exotic pets, or dogs with a history of aggression.
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Dog Breeders & Kennel Operators – To cover liability if an animal injures someone or another pet.
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Pet Sitters, Trainers, and Walkers – Since they handle animals that aren’t theirs, liability protection is crucial.
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Rescue Organizations & Shelters – They work with animals of unknown temperament and history.
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Livestock Owners & Farmers – To cover risks related to farm animals escaping, injuring others, or causing property damage.
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Pet-Friendly Businesses (e.g., pet cafes, dog parks, groomers) – They allow animals on-site, increasing the risk of bites or accidents.
An animal liability insurance policy may cover:
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General Liability: An example would be if someone tripped and fell at your property and you were held legally liable for their injuries.
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Animal Related Liability: One of your dogs bites a customer at your premises.
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Product Liability: You assure a buyer that the puppy has been well-socialized, but the dog later bites someone, leading to a lawsuit.
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Professional Liability: Protects you from claims for monetary damages related to professional mistakes, negligence, or failure to deliver promised services. An example may be that you sell a puppy as "purebred" with championship bloodlines, but later DNA testing shows otherwise.
Some policies can be had for only $500*
*Plus any applicable fees & taxes